J.B. Howard

As founder and president of Merit Advisors, J.B. Howard is an Investment Advisor Representative (IAR) whose passion is for financial literacy and client empowerment. 

J.B. has passed his Series 66 securities exam and holds life and health insurance licenses in several states, enabling him to offer both investment strategies and insurance products and services. He has also earned designations as a Registered Financial Consultant, Chartered Life Underwriter and Certified Senior Advisor. 

He believes it's essential to find a team that can navigate all aspects of a financial strategy - for retirement income strategy, tax-efficient strategies and legacy planning to wealth creation strategies and asset management.